Course Description

Are you looking to start your own Microfinance business or scale your existing operations the right way? Our Microfinance Complete Practical Execution Program is a step-by-step roadmap that guides you through everything—from setting up your first office to handling advanced legal recoveries and business scaling. Led by Advocate Satender Saini Sir, who has successfully guided over 1,000+ companies through Vakilkaro, this course focuses on practical execution rather than just theory. You will learn exactly how to build a fraud-proof institution that stays 100% compliant with the latest RBI regulations.

In this program, we simplify the entire loan cycle: from office infrastructure and product design to the final disbursement via bank transfer. You will gain expert knowledge on how to manage NPAs (bad loans) and take the right Legal Actions (such as legal notices, civil, and criminal recovery) when a borrower defaults. We also cover essential management skills like hiring the right staff, preventing internal fraud, and maintaining daily digital records (MIS). Whether you want to understand investment structures or improve your collection process, this course provides the tools you need to run a professional and profitable Microfinance company.

What You Will Learn:

• Step-by-Step Setup: Complete guidance on office planning, required hardware, and data security.
• Regulatory Basics: Easy-to-understand breakdowns of RBI rules, the 50% EMI cap, and income assessment.
• Smart Recovery Strategies: How to recover overdue payments legally and professionally without harassment.
• Operational Control: Staff shuffling for recovery, fraud detection, and daily system reconciliation.
• Financial Checks: Key points in the balance sheet, understanding of important ratios